The FN100 Most Influential Women in European Finance – Fiona Frick
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The content of this website is published by Unigestion SA, Av. de Champel 8C, 1211 Geneva, Switzerland, a fund management company licensed by the Swiss Financial Market Supervisory Authority (FINMA).
Before continuing, please read the LEGAL INFORMATION below relating to the terms of use of the Unigestion website (the “Site”)
1. Access to the Site
Access to the Site is not allowed to persons coming under a jurisdiction (through their domicile, nationality or any other manner) in which its publication or availability would constitute a violation of the existing laws and regulations. If you come under such a jurisdiction, you are not authorised to continue and must leave the Site immediately. If you do not come under such a jurisdiction, you can access the Site after having read and accepted the following conditions and terms.
2. No recommendation
The information disseminated on the Site does not constitute a recommendation to make or liquidate an investment or carry out any other transaction. Any investment decision must be based on an analysis of the risks (including any legal, regulatory, tax or other consequence) related to the investment as well as on the relevant and specific advice of an independent professional.
The information provided on this website constitute an advertisement pursuant to the Swiss Financial Services Act (“FinSA”) and its implementing ordinance. The information provided on this website does not constitute an offer of any financial instrument. No financial services are provided through this website, such as an offer or a solicitation of an offer to purchase or sell financial instruments, or investment advice. All information is of a generic nature. Financial services, in the meaning of FinSA, may only be provided to you after you have established contact with us and we have identified you and classified you according to your investor status.
3. No guarantee
The information and opinions disseminated on the Site are provided by Unigestion based on public information, data developed internally as well as other reputedly reliable sources. Although Unigestion has endeavoured to ensure that this information is as accurate and comprehensive as possible at the time of its publication, no express or tacit guarantee is given in this respect. The content of the Site is likely to be modified at any time and without notice. Only the latest versions of the prospectuses, key investor information documents (KIID) as well as the annual and semi-annual reports of investment funds can be considered as an official fund publication on the basis of which investment decisions are taken.
4. Performances and risks
Past performance is no guarantee or indicator of future results. The value of investments may go up as well as down. Like any investment, an investment with Unigestion has risks, notably the risk of losing the amount invested.
The risk factors of the financial instruments presented on this Site are described in the fund prospectuses.
5. Local legal restrictions and specific information
The Site is not intended for persons residing in a country in which the distribution of the financial products presented therein would contravene local laws and/or regulations. Such persons must not access this Site. It is your responsibility to ensure that you are authorised to access it. This Site contains information relating to a large number of financial instruments registered and managed in different jurisdictions. Therefore, you will have to indicate your place of domicile before being able to access the information relating to the said products. Please take note of the fact that private investors’ access to the said information shall be limited to the financial instruments authorised for sale to the public in their country of domicile.
United States of America
None of the financial products mentioned on this Site are or shall be registered according to the “United States Securities Act” of 1933, as amended. Similarly, the investment funds mentioned on this Site are not registered according to the “United States Investment Company Act” of 1940, as amended, and are not destined to be registered. Consequently, the above-mentioned investment funds must under no circumstances be offered or distributed: (i) on the territory of the United States of America, in one of the States or in another political sub-division of the United States, or (ii) to, for the benefit or in favour of US nationals (as defined in Regulation S of the “United States Securities Act” of 1933).
Switzerland
The fund Contract, the Prospectus, the Key Investor Information Document(s) as well as the latest annual and semi-annual reports of Unigestion Swiss Equities, a Swiss collective investment scheme organized as a contractual fund under Swiss law, can be obtained free of charge and upon request from the fund’s management company, Unigestion SA, 8c Avenue de Champel, 1206 Geneva, and from the distributors of the fund.
The Prospectus, the Key Investor Information Document(s) as well as the latest annual and semi-annual reports of Uni-Global, a collective investment scheme organized under the laws of Luxembourg can be obtained free of charge and upon request from the fund’s management, the distributors or from the representative of the fund in Switzerland being Unigestion SA, 8c Avenue de Champel, 1206 Geneva. HSBC Private Bank (Suisse) SA, Quai des Bergues 9-17, 1201 Geneva acts as the paying agent in Switzerland of the fund.
Austria
The Prospectus, the Key Investor Information Documents, the Articles of Association as well as the latest annual and six-monthly reports of the Uni-Global mutual fund can be obtained free of charge and upon request from the management company, distributors or the local representative: Erste Bank der österreichischen Sparkassen AG, Brandstätte 7-9/1. Stock A-1010 Vienna.
United Kingdom
Unigestion (UK) Ltd fully supports the principles of the Stewardship Code (the “Code”) issued by the Financial Reporting Council in the United Kingdom. Unigestion recognises that the Code is a key component of sound corporate governance and reinforces the responsibilities incumbent on asset managers to ensure that they engage in an effective and constructive dialogue with portfolio management companies in order to best serve the interests of their clients.
Consult the document Unigestion (UK) Limited’s UK Stewardship Code
As a firm regulated by the FCA Unigestion (UK) Ltd is required to have a written procedure for the effective consideration and proper handling of complaints and conflicts of interests. Unigestion UK Limited’s Complaint Management and Conflicts of Interest Policies and the accompanying procedures are detailed in the following documents: Unigestion UK Complaints Policy and Unigestion UK Limited Conflicts of Interest Policy.
France
Under its legal and regulatory obligations, Unigestion Asset Management (France) SA has put in place a policy relating to the processing of complaints.
For more information on this policy, please refer to the document Complaint Handling Policy.
Canada
The Unigestion Group carries on business in Canada through Unigestion Asset Management (Canada) Inc. (UAMC) which is registered in every province of Canada (except Newfoundland and Labrador and Prince Edward Island) as a portfolio manager and exempt market dealer and in the provinces of Ontario and Quebec as an investment fund manager. The services and products described herein are offered only in those jurisdictions and to those persons where and to whom they may lawfully be offered.
In particular, if you access this Site and you are domiciled in Canada, you confirm to be an accredited investor or other prospectus exempt investor.
6. Taxation
Tax treatment depends on the personal situation of each investor and can be subject to changes. Before taking any investment decision, investors are recommended to resort to the specific advice of a tax professional.
7. Intellectual property
Unless indicated otherwise, Unigestion is the owner, or holder of the rights, of all the components that make up this Site, notably the data, charts and drawings. Any total or partial reproduction, representation, distribution or redistribution of the content of this Site through whatever process without the prior express authorisation of Unigestion is prohibited.
8. Links to other websites
This Site may contain hyperlinks to other websites. Navigation to such links is undertaken at your own risk. Unigestion refuses to accept any liability regarding the content and any potential damage caused during visits to sites to which this Site leads through hyperlinks. Users visit the other sites under their own responsibility and at their own risk.
9. Cookies
Users are informed that during their visits to the site, a cookie can be automatically installed and be stored temporarily in the memory or on their hard disk. A cookie is a component that cannot be used to identify the user but serves to record information relating to the user’s navigation on the website. Cookies are used on the Site solely to record information relating to the user’s navigation on the Site in particular browsing behavior for statistics purposes and to offer you targeted advertising.
Users of the site acknowledge that they have been informed of this practice and authorise Unigestion to use it. They can disable this cookie through parameters contained within their navigation software.
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer to help the website analyse how visitors use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.
You can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en. Further information concerning the terms and conditions of use and data privacy can be found at http://www.google.com/analytics/terms/gb.html.
10. Terms and conditions
Users are informed that the personal data they share with Unigestion SA is used to provide the services to which they have enrolled or subscribed, and we do not use this data for any other purpose. To provide users with these services, we may share this data with third parties, including affiliated companies and third-party service providers, providing data processing, data storage, marketing, statistics or administrative services within Switzerland, European Union member states, and other foreign jurisdictions, including in jurisdictions whose legislation may not provide the same level of data protection as in Switzerland or in the European Union, such as the United States, Canada and Singapore. Unigestion SA, however, has implemented high-standard internal data protection rules so as to ensure compliance with applicable data protection laws and provide an adequate level of protection in relation thereto.
Users are informed that they can withdraw their consent at any time by using the UNSUBSCRIBE feature of the service, or by sending an email to: clients@unigestion.com.
The content of this website is published by Unigestion SA, Av. de Champel 8C, 1211 Geneva, Switzerland, a fund management company licensed by the Swiss Financial Market Supervisory Authority (FINMA).
Before continuing, please read the LEGAL INFORMATION below relating to the terms of use of the Unigestion website (the “Site”)
1. Access to the Site
Access to the Site is not allowed to persons coming under a jurisdiction (through their domicile, nationality or any other manner) in which its publication or availability would constitute a violation of the existing laws and regulations. If you come under such a jurisdiction, you are not authorised to continue and must leave the Site immediately. If you do not come under such a jurisdiction, you can access the Site after having read and accepted the following conditions and terms.
2. No recommendation
The information disseminated on the Site does not constitute a recommendation to make or liquidate an investment or carry out any other transaction. Any investment decision must be based on an analysis of the risks (including any legal, regulatory, tax or other consequence) related to the investment as well as on the relevant and specific advice of an independent professional.
The information provided on this website constitute an advertisement pursuant to the Swiss Financial Services Act (“FinSA”) and its implementing ordinance. The information provided on this website does not constitute an offer of any financial instrument. No financial services are provided through this website, such as an offer or a solicitation of an offer to purchase or sell financial instruments, or investment advice. All information is of a generic nature. Financial services, in the meaning of FinSA, may only be provided to you after you have established contact with us and we have identified you and classified you according to your investor status.
3. No guarantee
The information and opinions disseminated on the Site are provided by Unigestion based on public information, data developed internally as well as other reputedly reliable sources. Although Unigestion has endeavoured to ensure that this information is as accurate and comprehensive as possible at the time of its publication, no express or tacit guarantee is given in this respect. The content of the Site is likely to be modified at any time and without notice. Only the latest versions of the prospectuses, key investor information documents (KIID) as well as the annual and semi-annual reports of investment funds can be considered as an official fund publication on the basis of which investment decisions are taken.
4. Performances and risks
Past performance is no guarantee or indicator of future results. The value of investments may go up as well as down. Like any investment, an investment with Unigestion has risks, notably the risk of losing the amount invested.
The risk factors of the financial instruments presented on this Site are described in the fund prospectuses.
5. Local legal restrictions and specific information
The Site is not intended for persons residing in a country in which the distribution of the financial products presented therein would contravene local laws and/or regulations. Such persons must not access this Site. It is your responsibility to ensure that you are authorised to access it. This Site contains information relating to a large number of financial instruments registered and managed in different jurisdictions. Therefore, you will have to indicate your place of domicile before being able to access the information relating to the said products. Please take note of the fact that private investors’ access to the said information shall be limited to the financial instruments authorised for sale to the public in their country of domicile.
United States of America
None of the financial products mentioned on this Site are or shall be registered according to the “United States Securities Act” of 1933, as amended. Similarly, the investment funds mentioned on this Site are not registered according to the “United States Investment Company Act” of 1940, as amended, and are not destined to be registered. Consequently, the above-mentioned investment funds must under no circumstances be offered or distributed: (i) on the territory of the United States of America, in one of the States or in another political sub-division of the United States, or (ii) to, for the benefit or in favour of US nationals (as defined in Regulation S of the “United States Securities Act” of 1933).
Switzerland
The fund Contract, the Prospectus, the Key Investor Information Document(s) as well as the latest annual and semi-annual reports of Unigestion Swiss Equities, a Swiss collective investment scheme organized as a contractual fund under Swiss law, can be obtained free of charge and upon request from the fund’s management company, Unigestion SA, 8c Avenue de Champel, 1206 Geneva, and from the distributors of the fund.
The Prospectus, the Key Investor Information Document(s) as well as the latest annual and semi-annual reports of Uni-Global, a collective investment scheme organized under the laws of Luxembourg can be obtained free of charge and upon request from the fund’s management, the distributors or from the representative of the fund in Switzerland being Unigestion SA, 8c Avenue de Champel, 1206 Geneva. HSBC Private Bank (Suisse) SA, Quai des Bergues 9-17, 1201 Geneva acts as the paying agent in Switzerland of the fund.
Austria
The Prospectus, the Key Investor Information Documents, the Articles of Association as well as the latest annual and six-monthly reports of the Uni-Global mutual fund can be obtained free of charge and upon request from the management company, distributors or the local representative: Erste Bank der österreichischen Sparkassen AG, Brandstätte 7-9/1. Stock A-1010 Vienna.
United Kingdom
Unigestion (UK) Ltd fully supports the principles of the Stewardship Code (the “Code”) issued by the Financial Reporting Council in the United Kingdom. Unigestion recognises that the Code is a key component of sound corporate governance and reinforces the responsibilities incumbent on asset managers to ensure that they engage in an effective and constructive dialogue with portfolio management companies in order to best serve the interests of their clients.
Consult the document Unigestion (UK) Limited’s UK Stewardship Code
As a firm regulated by the FCA Unigestion (UK) Ltd is required to have a written procedure for the effective consideration and proper handling of complaints and conflicts of interests. Unigestion UK Limited’s Complaint Management and Conflicts of Interest Policies and the accompanying procedures are detailed in the following documents: Unigestion UK Complaints Policy and Unigestion UK Limited Conflicts of Interest Policy.
France
Under its legal and regulatory obligations, Unigestion Asset Management (France) SA has put in place a policy relating to the processing of complaints.
For more information on this policy, please refer to the document Complaint Handling Policy.
Canada
The Unigestion Group carries on business in Canada through Unigestion Asset Management (Canada) Inc. (UAMC) which is registered in every province of Canada (except Newfoundland and Labrador and Prince Edward Island) as a portfolio manager and exempt market dealer and in the provinces of Ontario and Quebec as an investment fund manager. The services and products described herein are offered only in those jurisdictions and to those persons where and to whom they may lawfully be offered.
In particular, if you access this Site and you are domiciled in Canada, you confirm to be an accredited investor or other prospectus exempt investor.
6. Taxation
Tax treatment depends on the personal situation of each investor and can be subject to changes. Before taking any investment decision, investors are recommended to resort to the specific advice of a tax professional.
7. Intellectual property
Unless indicated otherwise, Unigestion is the owner, or holder of the rights, of all the components that make up this Site, notably the data, charts and drawings. Any total or partial reproduction, representation, distribution or redistribution of the content of this Site through whatever process without the prior express authorisation of Unigestion is prohibited.
8. Links to other websites
This Site may contain hyperlinks to other websites. Navigation to such links is undertaken at your own risk. Unigestion refuses to accept any liability regarding the content and any potential damage caused during visits to sites to which this Site leads through hyperlinks. Users visit the other sites under their own responsibility and at their own risk.
9. Cookies
Users are informed that during their visits to the site, a cookie can be automatically installed and be stored temporarily in the memory or on their hard disk. A cookie is a component that cannot be used to identify the user but serves to record information relating to the user’s navigation on the website. Cookies are used on the Site solely to record information relating to the user’s navigation on the Site in particular browsing behavior for statistics purposes and to offer you targeted advertising.
Users of the site acknowledge that they have been informed of this practice and authorise Unigestion to use it. They can disable this cookie through parameters contained within their navigation software.
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer to help the website analyse how visitors use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.
You can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en. Further information concerning the terms and conditions of use and data privacy can be found at http://www.google.com/analytics/terms/gb.html.
10. Terms and conditions
Users are informed that the personal data they share with Unigestion SA is used to provide the services to which they have enrolled or subscribed, and we do not use this data for any other purpose. To provide users with these services, we may share this data with third parties, including affiliated companies and third-party service providers, providing data processing, data storage, marketing, statistics or administrative services within Switzerland, European Union member states, and other foreign jurisdictions, including in jurisdictions whose legislation may not provide the same level of data protection as in Switzerland or in the European Union, such as the United States, Canada and Singapore. Unigestion SA, however, has implemented high-standard internal data protection rules so as to ensure compliance with applicable data protection laws and provide an adequate level of protection in relation thereto.
Users are informed that they can withdraw their consent at any time by using the UNSUBSCRIBE feature of the service, or by sending an email to: clients@unigestion.com.